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← MinnesotaSecureChoice
Employer Saver
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  1. Minnesota Secure Choice
  2. Employer
  3. Frequently Asked Questions
  4. Saver FAQs
  5. Managing Investments and Understanding Fees

Could I lose my money?

All investing involves some risk, and there is no guarantee of earnings. The program offers a range of investment types to help you choose options that balance different levels of risk. Usually, a Capital Preservation option will have lower risk and potentially lower rates of return. When considering a fund’s past performance, there is no guarantee of future results.

Articles in this section

  • Who is responsible for choosing the available investment options?
  • Where can I find information about investments, fees, risks, and other program details?
  • Where do my contributions go?
  • What if I don't select investments for my Minnesota Secure Choice account?
  • Is there a fee to participate in the program?
  • What about expense ratios and fees?
  • What does the administrative fee pay for?
  • Are there measures to keep my Minnesota Secure Choice account safe from cyber threats?
  • Does the program secure funds deposited into employee accounts?
  • What about market volatility?
See more

Related articles

  • Is investing in the program the same as putting money in a bank?
  • Who is responsible for choosing the available investment options?
  • Does the program secure funds deposited into employee accounts?
  • Is there a fee to participate in the program?
  • Roth IRAs Compared to Employer-Provided Plans
← SecureChoice.mn.gov