- Is my contribution pre-tax or post-tax?
- Is there a limit to how much I can contribute in the program?
- How are my contributions made to my Minnesota Secure Choice account?
- Why does the program include an auto escalation of contributions?
- Can I opt out of automatic contribution increases?
- Is there a maximum percentage of income that can be contributed?
- Can employers match employee contributions in the program?
- Is the contribution rate based on gross or net income?
- Can I have a Minnesota Secure Choice account plus another retirement savings plan like a 401(k) or traditional IRA?
- How will I know if I am nearing the annual IRA contribution limit?
- Can I contribute a set dollar amount per paycheck instead of a percentage?
- If I have another IRA in addition to the State's program, does the contribution limit apply to each separately or to the combined amount?
What can we help you with?